By Tara, founder of Kiwiamericans.com

Introduction: Is Remote Working in New Zealand Possible?

One of the biggest questions I get from Americans wanting to move to New Zealand is, “Can I really keep my U.S. job while living on the other side of the world?” In today’s remote-friendly work culture, this is more possible than ever—but it isn’t always as simple as packing your laptop and hopping on a plane. From visas to taxes, time zones to tech issues, there are a few hurdles to clear before you can confidently keep your American job Aotearoa. In this guide, I’ll walk you through everything you need to know, share practical advice from Americans who’ve done it, and help you decide if remote work in New Zealand is the right path for you.

Here’s what you’ll find:

• Step-by-step guidance
• Honest expat confessions
• Visa and tax essentials
• My best survival tips for staying connected (and sane) as a U.S. remote worker in Aotearoa

The American Expat Remote Worker’s Dilemma

If you’re anything like I was, you’re probably bouncing between Reddit threads and Facebook groups, worrying about everything from U.S. tax laws to New Zealand Wi-Fi. The big questions swirl:

• Can I legally work for a U.S. employer while living here?
• How do I handle taxes in two countries?
• What about time zones, banking, or health insurance?

Trust me—they’re real hurdles, but none are insurmountable. Let’s break it all down, Kiwi-style.

The Basics: Keeping a U.S. Job While Living in New Zealand

Quick Facts & Must-Knows

• Yes, it’s possible: Many Americans live in NZ and work for U.S. companies every day.
• You need the right visa: Tourist and most student visas won’t cut it. Look for a work or partnership visa, or the Accredited Employer Work Visa.
• Legal employment status: "Location-independent contractor" or "remote employee" arrangements are usually best—clear it with your employer and check the fine print.
• Time zone swing: New Zealand is 16–21 hours ahead of U.S. time zones, depending on where you live in the States (and daylight savings). That means 8am in NYC is 12am in New Zealand during the summer.
• Taxes: Most U.S. citizens will need to file returns in both countries, but the U.S.–NZ tax treaty helps avoid double taxation (more on this below).

Step-by-Step: How To Make Remote U.S. Work Happen in NZ

1. Get Your Legal Ducks in a Row

Choose the Right Visa

• Work rights are essential. For remote work, your visa must allow work in New Zealand.
• Best options:
• Accredited Employer Work Visa (AEWV)
• Partner of a New Zealander Work Visa
• Resident Visas
• Don’t risk it on a visitor visa—working in NZ is NOT allowed on a tourist visa.

Employer Approval

• Be 100% transparent with your U.S. employer.
• Discuss payroll, benefits, and legal hurdles (especially if you’ll be paid in USD).
• Some companies require U.S. residency for compliance—confirm this before you book your ticket!

2. Understand Taxes & Financial Implications

• File in both countries: As a U.S. citizen, you must file a U.S. return no matter where you live. New Zealand will also expect taxes if you’re considered a tax resident.
• Learn about the U.S.–NZ Tax Treaty: Prevents double taxation, but it’s not automatic—you must declare and apply for credits.
• Work with a professional: An experienced cross-border accountant is worth their weight in gold (trust me, they’ve saved me so many headaches!).
• Useful resource: Inland Revenue NZ: International Tax

3. Time Zone Tactics

• Night owl or early bird? You may have to adjust your daily rhythm—your workdays might start at 4:30 am to catch East Coast meetings.
• Tech tools: Use World Time Buddy to schedule, and set “core overlap” hours for your team.
• Proactive communication: Your U.S. coworkers might forget you are on a different schedule - don’t be afraid to remind them.

4. Supercharge Your Tech Setup

• Internet: NZ broadband is reliable in cities, and a bit patchy in rural spots—check infrastructure before committing to a rental.
• Reliable power: Surge protectors and backup chargers are a must, especially during storm season.
• Have a backup plan: Always know a local coworking space or café for the inevitable Wi-Fi hiccup.

5. Health Insurance & Benefits

• U.S. employer plan: Some American jobs will let you keep your health insurance (as long as you’re technically a U.S. employee—check the fine print!).
• NZ system: Once you’re legally working, you’ll qualify for public healthcare (ACC covers accidents, and GP visits cost less).
• Travel/expat insurance: Many expats choose an international policy during their first year for extra peace of mind.

FAQ: Remote Working for Americans in New Zealand

How easy is it to work remotely for a U.S. employer from New Zealand?

If you have a valid visa and a supportive employer, it’s genuinely doable. Careful planning around time zones, taxes, and tech setup will make all the difference.

Do I need a special visa for remote work?

Not a “special” one, but you must have a visa with work rights (such as Partner, AEWV, or Resident)—never rely on a tourist/visitor visa.

Will I pay taxes in both countries?

Yes—U.S. citizens must file an annual return in the U.S., and most remote workers also become tax residents in NZ. The U.S.-NZ tax treaty and foreign tax credits help you avoid being taxed twice, but a good accountant is a must.

What time zone challenges will I face?

New Zealand is 16–21 hours ahead of the U.S. My American workday often means pre-dawn coffee and early finishes. Flexible hours (and a supportive boss) are your best friends.

What if my company says I can’t telecommute internationally?

Some companies don’t allow it, while others are more flexible but may have legal/HR requirements for employees overseas. Get everything in writing before you make the move.

Action Steps & Remote-Ready Checklist

1. Confirm Your Job & Employer:
• Get approval for international telecommuting
• Discuss tax, benefits, and payroll logistics
2. Apply for the Right Visa:
• AEWV, Partner, or Residency (not a visitor visa!)
3. Prepare for Taxes:
• Find an experienced cross-border accountant
• Understand the U.S.–NZ tax treaty basics
4. Sort Your Tech:
• Speed test your new NZ home
• Acquire backup SIM, hotspot, and reliable laptop
5. Time Zone Prep:
• Install scheduling tools
• Set boundaries for after-hours calls
6. Secure Healthcare:
• Confirm eligibility for U.S. and NZ healthcare
• Purchase interim insurance if needed
7. Join Remote Communities:
• Connect via NZ Pocket Guide ,and check out the Kiwiamericans blog for community tips

[Photo suggestion: Insert image of a remote worker smiling at a coworking space in Wellington – Alt text: “American expat at a coworking space in Wellington, New Zealand, working on a laptop.”]

Helpful Resources & Further Reading

• Immigration New Zealand – Official Visa Info
• Inland Revenue NZ – International Tax
• Kiwiamerican’s Blog: Best Places to Live in New Zealand

Want to learn everything about moving to New Zealand as an American?
Join our free "Moving to New Zealand" webinar for insider tips!

Conclusion: You Can Have the Best of Both Worlds

There’s no need to choose between your dream job and your dream country. New Zealand has made remote work accessible for Americans, as long as you handle the legal paperwork, tax setup, and a little bit of time zone gymnastics.

Key takeaways:

• It is possible to keep your American job and live in New Zealand.
• The right visa matters—never work on a tourist visa.
• Communication, flexibility, and good tech are essential.
• A supportive employer and professional tax help are worth their weight in gold.

Thinking about making the leap?
Get in touch, ask questions below, or book a consultation. Your Kiwi remote work dream starts now!